CAN WE HELP YOU? I NEED A PHYSIO NEAR ME!
Maintaining optimal physical health is a priority for many, but navigating the complex landscape of physiotherapy coverage can often feel like an uphill battle. In Kedron, like many other places, individuals have access to various avenues for physiotherapy coverage, including private health insurance, Medicare, WorkCover, NDIS, CTP insurance, and DVA. Understanding these options can empower you to make informed decisions about your healthcare needs. Let’s delve into each of these options and how they can benefit residents of Kedron.
Private Health Insurance:
Private health insurance offers coverage for a range of healthcare services, including physiotherapy. Many policies include physiotherapy as part of their extras cover. Residents of Kedron can explore different health insurance providers and policies to find one that best suits their needs and budget. It’s essential to review the level of coverage, waiting periods, annual limits, and any exclusions related to physiotherapy treatments. Our clinic provides a HICAPS facility, allowing you to pay only for the gap at your appointment.
Medicare:
Medicare, Australia’s public healthcare system, offers coverage for physiotherapy services in certain circumstances. Individuals with chronic conditions or complex care needs may be eligible for Medicare-funded physiotherapy sessions through the Chronic Disease Management (CDM) program. Under this program, individuals must obtain a referral from their general practitioner (GP) and meet specific eligibility criteria to access up to five subsidised physiotherapy sessions. At Total Health Physiotherapy, we gladly accept care plans; however, please note that there is a nominal treatment fee as we do not operate on a bulk billing basis. To streamline your experience, kindly ensure you bring all relevant documentation to your appointment so we can efficiently process your plan with Medicare.
WorkCover:
For individuals who have sustained a work-related injury, WorkCover provides coverage for physiotherapy services as part of the rehabilitation process. WorkCover aims to facilitate the injured worker’s recovery and return to work, including access to necessary healthcare treatments such as physiotherapy. Those in Kedron who have been injured at work should notify their employer and lodge a WorkCover claim to access physiotherapy services. To facilitate direct billing with WorkCover, it’s essential that you bring along an approved WorkCover claim number along with a current medical certificate to your appointment.
National Disability Insurance Scheme (NDIS):
The National Disability Insurance Scheme (NDIS) provides support to Australians with a permanent and significant disability, including access to allied health services such as physiotherapy. Participants of the NDIS can include physiotherapy as part of their individualised support plan to achieve their goals and improve their quality of life. Residents of Kedron with a disability can apply to become NDIS participants and access physiotherapy services through the scheme. Total Health Physiotherapy is a registered NDIS provider, please bring a copy of your NDIS participant plan, funding category, and any relevant medical history documentation to your initial appointment.
Compulsory Third Party (CTP) Insurance:
In the unfortunate event of a motor vehicle accident, individuals may be eligible for physiotherapy coverage through Compulsory Third Party (CTP) insurance. CTP insurance provides compensation for injuries sustained in motor vehicle accidents, including access to necessary healthcare treatments such as physiotherapy. Residents of Kedron involved in a motor vehicle accident should notify their CTP insurer to initiate the claims process. To facilitate direct billing to the CTP insurer, kindly ensure you bring a valid claim number to your initial appointment.
Department of Veterans’ Affairs (DVA):
The Department of Veterans’ Affairs (DVA) provides healthcare benefits to eligible veterans, war widows, widowers, and their dependents. DVA covers a range of healthcare services, including physiotherapy, to support the health and wellbeing of the veteran community. Veterans residing in Kedron can access physiotherapy services through DVA with a valid DVA health card. To ensure a seamless experience during your appointment and to facilitate billing DVA for the service, please ensure you come prepared with your DVA Gold or White Card and a current referral for physiotherapy (D904).
Navigating physiotherapy coverage in Kedron requires an understanding of the available options and eligibility criteria for each scheme. If you have any questions or need further guidance, please give our clinic a call on (07) 3180 4677 to speak to one of our friendly staff members.
